How We Help
For many, their home is the largest purchase they will ever make and therefore it is imperative that it and your belongings are properly protected. But there are many caveats to be considered when selecting Homeowners insurance as my friends Dan and Karen discovered.
Their home caught fire in the middle of the night and thankfully, there was an alert driver who saw the flames and beat on their door to wake them up. Dand and Karen has selected coverage from a major provider based only on cost. They have been paying for their decision ever since.
One of the coverages in a Homeowners policy is Loss of Use, and frequently this coverage is limited to 12 months. As most good contractors fill their schedules out a year in advance, Dan and Karen were unable to secure a contractor to demolish, remove the remains and construct the their new home. It has now been 18 months, their home is not done and they have been paying rent out of pocket to live somewhere else! See a problem here? I can provide you with Loss of Use for 24 months thus allowing adequate time for reconstruction while keeping more of your hard earned money in your pocket. After all, isn't that what you purchase insurance for?
Another common issue that many of my clients had with their previous provider was the breed of dog they had. We can help you with this too!