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Also known as business income insurance, this insurance covers the loss of income that a business suffers when it is not able to operate due to one of three circumstances: there is physical damage to the premises of a business such that the business must suspend operations; there is physical damage to other property that totally or partially prevents customers or employees from gaining access to the business; the government shuts down an area due to property damage that prevents customers or employees from gaining access to the premises. Your normal operating expenses are covered, as well as any profits that might have been lost as a result of the disaster, for as long as it takes to get the business running again, ensuring that your business can survive the aftermath.

Make sure your business is prepared to weather any disaster. Get a quote today!