Website Disclaimer

The information contained within this website is provided solely for general information purposes and is not a complete description of all terms, conditions and exclusions applicable to the products and services described.  The information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of an online form/application, e-mail, voicemail or facsimile.  For coverages or other products or services, please contact our office to discuss specific coverage details and your insurance needs.  Products and services referenced herein may not be available in all jurisdictions.  The Kirvan Agency, LLC will not sell its products where it is unlawful under the securities laws or other laws of any jurisdiction. 

Authorization of Use & Legal Notice of Copyright

The Kirvan Agency, LLC hereby authorizes any person to access this website for informational purposes only.  The Kirvan Agency, LLC reserves the right to terminate access to this Website at any time without notice. This website is not intended to infringe on the copy of any individual or entity. The data, information and material included in this Website are copyrighted by The Kirvan Agency, LLC.  All rights are reserved under the copyright laws of the United States of America. No part of this website can be redistributed, copies or reproduced without the prior written consent of The Kirvan Agency, LLC.

Disclaimer for Third Party Links

Links to other internet sites that are not maintained by The Kirvan Agency, LLC may be accessed through this website.  Such external internet addresses contain information created, published, maintained or otherwise posted by organization and entities independent of The Kirvan Agency, LLC.  The Kirvan Agency, LLC is not responsible for the content of those sites nor does it approve, endorse or certify information available at any external site or linked addresses contained herein.  You agree to use these links at your own risk. Our privacy policy only applies to information we collect from you while you are actively in a connection with The Kirvan Agency, LLC.  If you should link to a third-party website from The Kirvan Agency, LLC we strongly encourage you to review and become familiar with that website’s privacy policy.

Disclaimer of Liability

The Kirvan Agency, LLC will in no event be liable for damages, including without limitation any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages, losses or expenses arising in connection with using this site or using hypertext links herein or any of the data or information included on this website.  The Kirvan Agency, LLC will also not be responsible for computer virus contamination of your system. It is your responsibility to scan any downloadable materials received from the internet.

No Warranties

The information contained in this site is subject to change without notice. There is no commitment to update the information contained herein.  The user of this website assumes all responsibility and risk for the use of this website and the internet generally. All information and content is furnished “AS IS” without warranty of any kind, express, or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose or non-infringement of third parties. The Kirvan Agency, LLC does not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this website. No advise or information given by The Kirvan Agency, LLC shall create any warranty.

Privacy Notice

We care about your privacy. We are committed to protecting your privacy and we respect your right to keep your personal information confidential.  We will not distribute your information to another party without your knowledge and consent.  Despite security measures taken by The Kirvan Agency, LLC there is an inherent risk in disclosing personal information over the internet. Anyone electronically transmitting personal information assumed the risk that such information may be disclosed or intercepted by unintended third parties and The Kirvan Agency, LLC disclaims all liability resulting from such interception or disclosure.

Governing Law

Your access and use of this website and the contents hereof shall be governed by and interpreted in accordance with the laws of the United States of America.  Any dispute, claim or controversy arising from or related to the access or use of this website shall be brought in Kent County, Michigan.

If you have any questions about this information, please contact us during normal business hours.